Posted on Jan 27, 2021
The First-Time Home Buyer Incentive helps qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens.The First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada. It offers:· 5% or 10% for a first-time buyer’s purchase of a newly constructed home· 5% for a first...
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Posted on Jan 27, 2021
The Home Buyers' Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability. The HBP allows you to pay back the withdrawn funds within a 15-year period. You can withdraw funds from more than one RRSP as long...
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Posted on Jan 27, 2021
It’s important to figure out how much you can afford to spend before you start looking for a home. Your mortgage payment will probably be the biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises! The more you know about your current financial situation, the more prepared you’ll be when you meet...
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Posted on Jan 27, 2021
Whether buying or selling, the process you are involved in is very intricate and requires a variety of different professionals! One of these professionals is your REALTOR®, whose role is to make the process as easy as possible!
When you work with a REALTOR®, you will experience the following advantages: 1. Ethical treatment. Every REALTOR® must a...
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Posted on Jan 27, 2021
Your home buying team: Who should you call? Whether it’s your first time buying a home, or you’ve done it before, it’s good to have a team of experienced professionals to help you along the way.
Real estate agent: An agent can help you find a home, tell you about the community, make an offer for you and negotiate the best deal. They can also help yo...
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Posted on Dec 16, 2020
You may not want to admit it, but the days are getting shorter, the temperature is dropping, and winter is on its way. No matter what the season means to you whether that’s embracing the snow, avoiding the outdoors altogether, or taking off for a sunny destination - winter-proofing your home should be at the top of your list.
Roof: Before it’s cover...
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